Choose your amount and state. Complete the online form next.
Choose your amount and state, then complete your loan request online. Available amounts and terms vary.
Choose an amount from $100 to $35,000, select your state, and set a loan preference if you have one. Continue to the online application to review the form and its disclosures. Use the repayment information and calculator on this page to understand costs before you apply.
Your selections describe the request you want to make. Product availability, approval, and terms depend on the lender and your state.
Product names can overlap. Compare when repayment is due, what the agreement covers, and the total amount you would repay.
A set amount for a larger expense, repaid over time
A lump sum is commonly repaid through scheduled payments. A personal loan may also be an installment loan.
Number and size of payments, APR, fees, total repayment, and whether the payment fits your budget.
A smaller, short-term amount with an earlier due date
Some products are due in one payment; others use a different schedule. Product rules and availability vary by state.
The exact due date, full amount due, state rules, and what happens if repayment is late.
An advance connected to a specific payment source
“Advance” can describe different arrangements; it does not by itself tell you whether funds are a loan or how repayment works.
Who provides the funds, how repayment is collected, every fee, and the total cost.
These are product descriptions, not recommendations or a list of offers. A guide does not confirm that a lender serves your state or accepts a particular request.
Start with the amount due and its date. Borrowing more than the immediate gap can increase the amount to repay.
Compare the written repair estimate with the cash you can put toward it. If timing allows, ask the repair shop about payment arrangements before choosing a loan amount.
Confirm the amount and due date with the biller. Ask whether an extension or installment arrangement is available, then compare any loan payment with the rest of your monthly budget.
List each bill separately and identify what must be paid now. A single request does not guarantee enough funds for every expense, so compare the amount actually offered with your priorities.
Three distinct steps help you see where your choices end and the application terms begin.
Choose an amount and state, then select a loan type or leave the preference open. This step records what you are looking for; it does not check eligibility or submit an application.
The application page has its own form and disclosures. Read who is collecting information, how it may be used, and any credit or consent terms before you enter or submit details.
If an offer is made, review the named creditor, amount received, APR, fees, payment dates, total repayment, and late-payment terms. Decide only after the payment schedule is clear.
It may help to know the amount and due date of the expense, your state, and what payment could fit your budget. The separate application may ask for contact and address details, income or employment information, or account details. Its notices explain what is required and who receives it; review them before deciding whether to continue.
The payment tool below illustrates a fixed-rate monthly schedule using the amount, rate, term, and deducted-fee assumptions you enter. It is useful for comparing arithmetic scenarios; it is not a quote, an APR disclosure, or a prediction of an offer.
For example, $1,500 at a modeled 24% annual rate over 12 equal monthly periods produces an estimated payment of about $141.84 and total scheduled payments of about $1,702.06, before any deducted fee. Actual loan calculations and costs can differ.
Plan the repayment
Adjust the assumptions to see an illustration. Actual APR, fees and payment dates come from the provider.
Illustrative model · fixed annual interest · equal monthly periods · deducted fee only. This is not an offer or a regulatory APR.
Get clear on the amount, application, repayment, and next steps.
No. Choosing an amount, state, or product preference sets up your request path. It does not submit the application or authorize a credit check. Review the separate form’s notices and consent terms before submitting anything.
Not necessarily. A fee may be deducted from the amount advanced, and the lender may offer a different amount. Compare the net amount you would receive with the principal, fees, and total repayment shown in the agreement.
Review the APR and fee disclosures, the amount you will receive, the scheduled payments, and the total of payments. The calculator is only an illustration; the lender’s written offer and agreement control the actual cost and due dates.
Approval and timing are not guaranteed. They depend on the lender’s review, the product and state, any required verification, the offer you accept, and the transfer method and bank processing time. Confirm timing with the lender before relying on funds for a due date. The FTC explains advance-fee loan warning signs.
The calculator runs on this page and does not request a credit report. A separate application may involve a credit inquiry or other checks. Read the application disclosures to understand what may happen and when.
You may want to know the amount and due date of the expense, your state, and what payment could fit your budget. The separate form may also request personal, income, employment, or banking details. Its disclosures identify the information requested and its use.
1500Loans provides an online loan-request path and does not fund loans or make credit decisions. The separate application page contains the form. A lender named in an actual offer makes its own decision and sets the terms.
Choose an amount and state in the request form. Before submitting the separate application, read its information, privacy, and consent disclosures.
Official and provider sources are linked for the specific facts they support. Product terms and state rules can change; verify the provider disclosure and current regulator source before relying on mutable terms.
